RemitBee and Tetra Digital Group are attempting to bridge the gap between on-chain digital assets and traditional global commerce by linking the CADD stablecoin to the RPass business payments platform. This integration establishes what the companies describe as the first global off-ramp for CADD, a Canadian-dollar-backed stablecoin issued by a regulated financial institution. By utilizing a single API, businesses can now fund international payments using digital Canadian dollars to reach recipients in over 100 countries and 100 different currencies, targeting a growing market for cross-border B2B stablecoin transactions.
RPass and CADD Integration for International Payouts
The partnership combines Tetra Digital Group’s CADD stablecoin with the foreign exchange, banking, and clearing capabilities of RemitBee’s RPass platform. This technical connection allows businesses to bypass the traditional requirement of converting Canadian dollars into US-dollar-denominated tokens before initiating international transfers. Instead, the RPass API manages the foreign exchange conversion and delivery through local payment rails, including mobile wallets, bank deposits, and cash pickups. This infrastructure is designed to reach more than 4 billion bank accounts through over 1,000 local payout methods. The companies are initially onboarding payment providers, marketplaces, payroll platforms, and importers or exporters with significant cross-border requirements. By providing a direct path from CAD to international payout, the integration aims to turn an on-chain asset into a functional tool for global supply chain and payroll operations.
Scaling B2B Stablecoin Utility in Global Markets
This development arrives as the B2B stablecoin payment sector faces significant projected growth. According to Juniper Research, cross-border B2B stablecoin payments are expected to expand from $13.4 billion in 2026 to $5 trillion by 2035. Currently, much of this activity is concentrated in US-dollar-denominated assets, which often necessitates an additional CAD-to-USD conversion step for Canadian entities. The RPass and CADD collaboration seeks to mitigate this friction by allowing direct funding in Canadian dollars. By leveraging RPass’s established liquidity infrastructure and banking relationships, the companies are positioning CADD as a practical medium for digital value movement. This move highlights a broader industry trend where the utility of a stablecoin is increasingly measured by its ability to interface with diverse, localized "off-ramp" payment methods across different regulatory and banking jurisdictions worldwide.
Key Takeaways
- The integration enables businesses to fund international payments using CADD, a CAD-backed stablecoin issued by a regulated institution.
- RPass provides a single API to access foreign exchange conversion and over 1,000 local payout methods across 100+ countries.
- The move targets the B2B stablecoin market, which Juniper Research projects will grow to $5 trillion by 2035.
FinanceInsyte's Take
In our view, this integration is a calculated attempt to solve the "last mile" problem that has historically limited stablecoin adoption in professional B2B environments. While many protocols focus on on-chain liquidity, RemitBee is focusing on the "unglamorous" infrastructure—the banking and clearing connections—required to move value into local fiat. By removing the mandatory CAD-to-USD conversion layer, they are offering a more direct settlement path for Canadian enterprises. This signals a shift in the stablecoin narrative from speculative trading assets toward functional settlement tools. If successful, this model could provide a blueprint for how regulated, local-currency stablecoins can compete with the current US-dollar dominance in global trade.
Questions & Answers
How does the CADD integration impact the cost and complexity of CAD-based international transfers?
The integration allows businesses to fund payments directly in digital Canadian dollars, potentially removing the need for an intermediate CAD-to-USD conversion. This provides a more direct path to international payouts via the RPass API.
What specific payout methods are supported through the RPass platform?
RPass utilizes local payment rails to deliver funds through various methods, including bank deposits, mobile wallets, and cash pickups, reaching over 4 billion bank accounts globally.
Which business sectors is RPass targeting for the initial rollout of CADD-funded payments?
The platform is initially onboarding entities with high cross-border needs, specifically naming payment providers, marketplaces, payroll platforms, and importers and exporters.
What is the projected market scale for B2B stablecoin payments according to the announcement?
The announcement cites Juniper Research data, which projects that cross-border B2B stablecoin payments will grow from $13.4 billion in 2026 to $5 trillion by 2035.
Source: RPass
